Financing

Wisestack Financing

Pay over time to fix it, mend it, or upgrade it

how it works

Fast and easy

Quick application – see your options within seconds

No hidden fees

See exactly what you’ll pay right from the start

Options for you

Choose the monthly payment that works best

No impact to check
Checking eligibility doesn’t impact your credit score

Payment Options

A payment option people actually love

phone wisestack

Financing from $500 – $25,0001

APRs from 0% to 35.9%*

Terms from 3 to 60 months*2

No pre-payment penalties, origination fees, or compounding interest

  1. Some services have a max financeable amount of $15,000
  2. Some services have terms up to 24 months only

How it works

Ask the service provider to send an estimate, invoice, repair order, or treatment plan, which will include a link to your Wisetack application.

Save compared to a credit card

Credit cards are an easy way to pay, but not a great way to borrow. High rates and accrued interest mean it’s often unclear how much you’ll actually end up paying. Here’s a few reasons financing could save you money in the long run.

Credit Cards

  • Average interest rate of 19.1%1
  • Carrying a balance can impact credit score negatively
  • Compounding interest and unclear total cost
  • May charge late fees, annual fees, and other fees

Financing

  • Interest rates as low as 0% APR* for eligible customers
  • No credit impact to check eligibility
  • Simple interest with clear terms up front
  • No late fees or hidden fees

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